Mike Sloan, CRPC®
Are you overpaying on your current life insurance policy?
Did you know that... just like your mortgage, credit cards, or car loan can be refinanced with better rates and terms.... so can your life insurance policy.
Get a complimentary analysis of your current life insurance policy and find out if it still provides all the coverage you need. If it no longer fits, we can help you update your policy to maximize the benefits of your life insurance.
Introducing the Life Insurance Policy Enhancement Auditor™
The Life Insurance Policy Enhancement Auditor™ will let you know if…
Your premium payments can be LOWERED
You can obtain MORE coverage for less
You can add "Living Benefits" like LONG-TERM CARE
Your policy is in "Good Standing" and not in danger of being terminated
Your beneficiaries match your current estate planning goals
You have TOO MUCH or TOO LITTLE coverage
You have living benefits you can access TODAY
You can STOP PAYING the premiums and still have coverage
We recommend that you go grab your policy and/or your last statement for best results.
Policy reviews overseen with experience.
Our team has decades of experience, staffed with financial advisors and life insurance professionals that have Juris Doctorates and Master Degrees in Accounting and hold specialized designations such as CLU®, CFP®, ChFC®, and CRPC®.
Mike Sloan, CRPC®
WEALTH STRATEGIST
Rick Bailey, J.D., MAcc, CFP®
FOUNDER & CHAIRMAN
You may be asking... (FAQs)
Why should I have my policy audited?
It is a WIN-WIN! WIN #1: You will learn that your current policy is still the best fit for you! WIN #2: You will learn of new benefits and ways to reduce the cost and/or increase your coverage. You can't lose by having your policy audited.
Who is going to analyze my policy?
Our advanced planning and life insurance specialists at Camas. Our team has decades of experience, staffed with financial advisors and life insurance professionals who hold specialized designations such as CLU, CFP®, and ChFC®.
If I want to change into a better life insurance policy will I have to do that on my own?
No! Our team will not only analyze your current policy but can help you step by step in changing policies if that is what you decide to do.
Are there any hidden costs or fees?
No. The only payment you may end up electing to make is on a new life insurance policy if you decide that is best, which will hopefully be lower than it already is today!
I’m older and not as healthy as I was when I got my old policy… is paying less or getting more coverage for the same cost off the table for me?
A lot has changed in the life insurance industry over the last 5 years. Changes to life expectancy, improved underwriting classifications and new benefits allow older and less healthy people to improve old policies.
What is the process if I decide to change my policy?
Insurance companies each have their own process you must go through to obtain a life insurance policy. This application process helps them understand your medical history and current health status. The insurance company may also want a copy of your medical records and an exam. There is no cost to you if the insurance company requests this information.
Find out how much you can save.
Take advantage of the major changes in the insurance industry and lower your premium payments, get more coverage, or both.
We recommend that you go grab your policy and/or your last statement for best results.
"I thought there was a catch to this and I almost didn't go through the process. I am so glad I did! I was able to get $500,000 more coverage and my monthly premium went from $1,800 to $1,442."
Debra D.
Clearwater, FL
"My investment advisor referred me to the “Life Insurance Policy Enhancement Auditor”. I was leery at first, but then I was provided a report from their insurance experts that my current policy is still good for me and my situation. It feels good to have an expert opinion."
Lisa S.
Orlando, FL
"I had been thinking about my old policies, so I decided "what the heck" let me get try this auditor thing out. Thankfully I did! I didn't realize that my 15-year-old policies were severely underperforming and I was on pace to have them LAPSE in a few years."
John C.
Kissimmee, FL
ABOUT MIKE
As a Chartered Retirement Planning Counselor and
Investment Advisor Representative* with over 30 years’
experience in the financial services industry, my passion is
educating my clients on not only the common risks of planning
for your retirement, but also how the hidden risks of rising
taxes, and legislative changes in Washington can affect your
retirement security.
As part of a team of financial specialists, including nationally
acclaimed experts in Advanced Tax Planning, Personal
Planning, Business Strategies, and more, we take a proactive
and holistic approach to help you achieve your financial goals.
I live in Clermont, FL and serve clients across the United
States.
For recreation I enjoy traveling, nature and wildlife
photography, hiking, fishing, and metal detecting on Florida’s
famous beaches, searching for Spanish Treasure.
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